How it works
401(k) & Roth IRA Retirement Growth Calculator
Planning for retirement in the US requires balancing employer-sponsored 401(k) plans with individual tax-advantaged accounts like a Roth IRA. Understanding how employer match dollars, upfront tax deductions, and tax-free Roth growth compound over decades is critical to reaching financial independence.
This calculator projects your total nest egg by modeling salary growth, 401(k) employee contributions, company match, and supplemental Roth IRA contributions under IRS annual limits ($23,000 for 401k, $7,000 for IRA) with downloadable yearly projections.